Stop wait a minute!
Roman 8:13-Therefore, brethren, we are debtors, not to the flesh, to live after the flesh. 13For if ye live after the flesh, ye shall die: but if ye through the Spirit do mortify the deeds of the body, ye shall live. Are you Holy Spirit filled? Are you using the gift of the spirit to war on your behalf, meaning do you use your heavenly language more than your earthly language? Debt is created through man, environmental, and social, factors. It is not to say we are not held accountable for debt or error creation, but when born again the eraser begins to work and move on our behalf when we understand we have the power to declare and decree.

Veto those debts and bills with confession and the Holy Spirit!

The eraser (The Word Of God) goes before us canceling debt as we speak the word of God over our finances, as in Duet. 15. The word of God ask us to speak those things as though they exist already, like He (God spoke creation into existence Genesis 1:1-3).
God is filling a void for you through your declaration of His Word!
In Jesus Name
I am a witness to debt cancellation by the confession of Romans 8:13
@kimwarner27